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Welcome to the FirstLight Family

Improving lives. Achieving dreams.
More savings, more smiles on the road!
Bring us your auto loan and we'll beat your rate by 1.00% APR 1 , plus get $200 2 cash back!

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News & Updates

FirstLight Expands Corporate Headquarters in Northeast El Paso

FirstLight Federal Credit Union is proud to announce the expansion of its corporate headquarters in Northeast El Paso, reinforcing its long-term commitment to members, employees, and the community it serves.

Love my Credit Union Rewards

Trust and Will - Get 20% off an estate plan. We partnered with Trust & Will to provide members with an easy and affordable way to create an estate plan online. Trust & Will is the leader in online estate planning and has helped over half a million families secure their legacies.

How to protect yourself from credit card fraud

Learn how to protect yourself from credit card scams and ensure your financial security by understanding common tactics used by scammers and adopting effective preventive measures.

FirstLight Partners with Dona Ana Community College

FirstLight Federal Credit Union and Do a Ana Community College (DACC) are partnering to support the Comfort Casita Food Pantry, a vital resource combating food insecurity among students, faculty, and staff.

Protect yourself from fraudulent communications

Fraudsters are sending fake texts pretending to be from financial institutions. Learn how to protect your account.

Opinion: Why a nationwide 10% credit card rate cap could backfire on consumers

The recently proposed nationwide 10% cap on credit card interest rates may sound appealing at first glance.

One loan. One payment. More peace of mind.

Consolidate high-interest debt into a single loan with competitive rates and flexible terms designed to fit your budget. Simplify payments, lower interest, and get back on track.

Turbo Tax

As a FirstLight Federal Credit Union member, you can save big on tax prep with exclusive member discounts, plus save even more with early-season pricing when you file by February 28th.  

FirstLight Federal Credit Union x Western Technical College

FirstLight Federal Credit Union has been designated the “Official Credit Union Partner of Western Technical College” (WTC), marking a major milestone in the credit union’s commitment to empowering students through financial education, access, and support.

FirstLight Brings Financial Education to the Communities We Serve.

At FirstLight Federal Credit Union, financial education is more than a service—it’s a commitment to empowering individuals, families, and organizations with the knowledge they need to make confident financial decisions.

2025 Year in Review

2025 was defined by connection, purpose, and progress. Together, we showed up for our communities--not just as a financial partner, but as a trusted neighbor committed to improving lives and achieving dreams.

From supporting local businesses and entrepreneurs to investing in financial education and community programs, every effort reflected our belief that stronger communities begin with people. We volunteered our time, shared our expertise, and partnered with organizations that uplift families, students, veterans, and small businesses across the region.

Through outreach events, sponsorships, and hands-on service, we helped turn needs into opportunities and ideas into action. Each interaction--whether in a classroom, a neighborhood, or a local business--reinforced our commitment to access, inclusion, and financial empowerment.

As we reflect on the year behind us, we're proud of the impact we've made together. And as we look ahead, we remain focused on growing relationships, deepening trust, and continuing to invest where it matters most--our community.

Because when our community thrives, we all do.

We love our community

Beyond the X’s and O’s of banking, our energy and our focus is to support our serving our communities, local schools, universities, and trade schools. Moreover, small business, not-for-profits, and other feel-good community projects to strengthen individual and family wellness.

10000

Members Served

100

Financial Education Workshops

$100000

Scholarships Awarded

$300000

Raised for FirstLight Community Foundation

I have been banking with them since I was in my teens, I have always had great and friendly service and no issues with online banking.

- Crystal

Muy buen servicio y el personal que tienen muy ganables en esta Instituci n mi primer contacto fue le Se orita Helizabeth. Una mujer muy amable y todas las dem s tambi n lo son atentas y serviciales. Gracias a todas.

- José

I frequently use the video tellers at your locations. Usually the weight time is short, and I appreciate your friendly, helpful staff.

- Robert

All of my experiences with Firstlight have been great. Your organization has made a significant difference in my life. The Firstlight staff is outstanding. I am proud to say "Firstlight is my credit union!"

- Harold

Great customer service! Easy to apply and fast response.

Very fast and easy from loan process. I put my application in at 11pm and had the money deposited by noon the next day.

My experience with FirstLight Bank was outstanding they made getting a loan so easy and fast through the phone!!!

It's been an amazing experience with FLFCU! All the representatives have been so nice and professional. The texting facilitates the process, they offered me everything I've needed. Thank you!

What our members said

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Disclosures

1 APR=Annual Percentage Rate

2 All loans are subject to approval. The promotion does not apply for existing FirstLight auto loans. Rate discount will not reduce the interest rate below the floor rate of 5.00%. Other conditions apply. Promotional offer is subject to change at any time without any notice. Membership eligibility requirements apply. FirstLight is an Equal Opportunity Lender. Promotion ends 12.31.2025. The $200 cash back offer is available while supplies last and will be deposited into the share account. Minimum refinance amount of $10,000 is required to qualify for the cash back offer. Deposit time may vary.