Skip to main content
Join Our Family
Your Business. Our Expertise. Growing Together.
At FirstLight, we believe local businesses are the heartbeat of our community.

That's why our Commercial Business Team is dedicated to helping you succeed -- whether you're just getting started or expanding to the next level.

With decades of combined experience in business lending, treasury management, and commercial services, our team knows what it takes to help businesses in Texas and New Mexico thrive. We live and work right here in the communities we serve, and we're passionate about building partnerships that strengthen our local economy.

contact us

Commercial Real Estate Loans

Meet our business services team

El Paso, Texas

Scott Heck

Vice President of Business Services

NMLS #: 1541584
9983 Kenworthy,
El Paso, TX, 79924
Phone: 915.562.1172 Ext. 3335
Cell: 915.867.3379

Email: sheck@firstlightfcu.org



Sylvia Solis

Commerical Member Service Supervisor

Hablo Espa ol
5050 N. Desert Blvd.,
El Paso, TX, 79912
Phone: 915.562.1172 Ext. 3189
Cell: 915.258.4312

Email: ssolis@firstlightfcu.org

Rudy Ibarra

Director of Commercial Relationships

NMLS #: 1367720
Hablo Espa ol
9983 Kenworthy,
El Paso, TX, 79924
Phone: 915.562.1172 Ext. 3194
Cell: 915.258.4314

Email: ribarra@firstlightfcu.org


Valerie Avalos

Commercial Member Service Representative II

Hablo Espa ol
1555 N. Lee Trevino.,
El Paso, TX, 79936
Phone: 915.562.1172 Ext. 3340
Cell: 915.538.8980

Email: vavalos@firstlightfcu.org

Marisol Torres

Commercial Loan Officer IV

NMLS #715688
Hablo Espa ol
5050 N. Desert Blvd.,
El Paso, 79912
Phone: 915.562.1172 Ext. 3171
Cell: 915.478.6363

Email: mtorres@firstlightfcu.org


Jesus Zaragoza

Commercial Loan Officer

NMLS #2785859
Hablo Espanol

2200 North Zaragoza Rd.
El Paso, TX, 79938
Cell: 915.330.4792

Email: jzaragoza@firstlightfcu.org

Dylan Barnes

Commercial Member Service Representative

Hablo Espa ol
15002 Darrington St.,
El Paso, TX, 79928
Phone: 915.562.1172 Ext. 1098
Cell: 915.538.7197

Email: dbarnes@firstlightfcu.org

Angelica Lozano-Urquidi

Commercial Member Service Representative

Hablo Espa ol
9993 Kenworthy.,
El Paso, TX, 79924
Phone: 915.562.1172 Ext. 3152
Cell: 915.491.4097

Email: alozano@firstlightfcu.org

Jannet Sanchez

Commercial Member Service Representative

Hablo Espa ol
2200 N. Zaragoza.,
El Paso, TX, 79938
Phone: 915.562.1172 Ext. 3388
Cell: 915.258.4316

Email: jasanchez@firstlightfcu.org

Las Cruces, New Mexico

Leslie Martinez

Commercial Member Service Representative II

3791 E. Lohman Ave.,
Las Cruces, NM 88011
Phone: 575.526.4401 Ext. 5997
Cell: 915.258.4313

Email: lemartinez@firstlightfcu.org

Products & Services to Power Your Growth

  • Commercial properties for owner and non-owner rentals
  • Apartment complexes
  • Combination business/residential properties
  • Innovative and flexible for unique business real estate transactions

Rooted in Community. Focused on Your Success.

As a not-for-profit financial cooperative, our mission goes beyond business -- it's about building stronger communities. Every loan we make and every business we support helps create jobs, fuel local innovation, and make our region stronger.

Let's grow together. Connect with our Commercial Business Team today to see how we can help your business thrive.

Let us help you

We make applying easy

We make applying for a loan fast, simple, and stress-free.

apply for a loan  1

apply for a mortgage loan 2

Need to become a member?

We’re more than a financial institution—committed to the communities we serve.

become a member

Have questions?

We're part of your community—and always happy to help.

contact us today

Disclosures

1 Membership eligibility applies. All loans are subject to approval. Other restrictions may apply. FirstLight is an Equal Opportunity Lender.

2 All loans are subject to credit qualification and approval. Mortgage loans are available only on properties located in Texas and New Mexico. Certain fees and conditions apply. Membership eligibility requirements apply. Equal Housing Lender.