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My First Auto
Helping you buy your first car with confidence.

Buying your first auto is a big moment--exciting, empowering, and sometimes a little overwhelming. The My First Auto Program 1 is designed to make the process simple, affordable, and stress-free, with guidance you can trust at every step.

Why Choose My First Auto?

Built for First-Time Buyers

No credit? Limited Credit? No problem. My First Auto helps you establish a positive credit history while keeping your payments manageable.

Low Rates. Flexible Terms.

Enjoy competitive rates, straightforward terms, and monthly payments that fit your budget--so you can drive away without financial strain.

Support Every Step of the Way

Our loan officers will walk you through the buying process, help you understand dealership offers, and make sure you're never alone in a major purchase.

Fast Pre-Approval

Know exactly what you can afford before you shop. Get pre-approved online and start your car search with confidence.

My First Auto

Who it's for

My First Auto is perfect for:

  • Young adults buying their first vehicle
  • Students with limited credit
  • Parents co-signing or supporting their teen driver

Start Your Journey Today

Your first auto is more than transportation--it's freedom, opportunity, and a big step into your financial future. Apply online in minutes and get ready to hit the road with confidence.

Disclosures

1 Membership eligibility applies. All loans are subject to approval. Other restrictions may apply. FirstLight is an Equal Opportunity Lender.