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Personal Insurance
Insurance Protection is a part of a solid financial plan.

From getting a good rate on coverage for your car to making your life insurance adequate. Dependable insurance coverage ensures financial relief when you need it, and along the way, you'll take comfort in knowing you're protected.

At FirstLight Federal Credit Union, we offer a variety of insurance products to give you the protection you need.

Personal Insurance

TruStage Life Insurance Plans 1

We offer TruStage Life Insurance Policies to help you protect the people who matter most in your life. Underwritten by CMFG Life Insurance Company, these plans are designed to fit your budget and provide excellent coverage.

Learn about this important coverage or call 1-855-612-7909 for more information.

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Accidental Death & Dismemberment Insurance

GET $2,000.00 INSURANCE COVERAGE PAID FOR YOU BY FIRSTLIGHT FEDERAL CREDIT UNION!

As a FirstLight Federal Credit Union member, you can help protect your family's financial future with Accidental Death and Dismemberment (AD&D) Insurance underwritten by Minnesota Life Insurance Company. In fact, as a member benefit, FirstLight will provide you $2,000 insurance coverage for free! And in addition to the $2,000.00 Credit Union Paid coverage, you can purchase

Additional Coverage at group rates.

  • You are pre-authorized for Additional Coverage up to $300,000
  • Your acceptance is guaranteed - No Medical Exams or Health Questions
  • Benefits are paid to your beneficiary if you die from a covered accident

You cannot be turned down for the Credit Union Paid Coverage - or any additional coverage you may select. All coverage reduces by 50% at age 70 and older, regardless of age at enrollment. Must be at least 18 years of age.

To enroll in Accidental Death and Dismember Coverage or simply have questions, please contact a helpful representative at 1.877.420.4888 during the following times:

  • Monday - Friday 6:00am to 7:00pm Mountain Standard Time (MST)
  • Saturday 7:30am to 4:00pm Mountain Standard Time (MST)

Robert Dudacek, Licensed Insurance Agent #972576-TN

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Recuperative Care

FirstLight Federal Credit Union Wants You to Get Cash While You Get Better!

You'll receive Cash Benefits Paid Directly to you for a covered accident or all sickness - even a pre-existing condition - paid for each day you're in the hospital with this members-only plan. That means you can get:

Get $200.00 a day per covered hospitalization due to all sickness

  • Up to $1,400.00 a week
  • $73,000.00 max per 365 days

Get up to $400.00 a day per covered hospitalization due to any covered accident

  • up to $2,800.00 a week
  • $146,000.00 max per 365 days

Guaranteed Acceptance. No Medical Exams. No Health Questions. And any lump-sum cash benefits are paid in addition to any other insurance you may have.
For more information, contact a helpful representative at 1.855.624.5178 at the following times:

  • Monday - Friday 6:00am - 7:00pm Mountain Standard Time (MST)
  • Saturday 7:30am - 4:00pm Mountain Standard Time (MST)

NOTE: All Coverage reduces by 50% at age 70 and older regardless of age at enrollment. For California Residents: Insurance product offered by Franklin Madison Insurance Services, Inc. Underwritten by Minnesota Life Insurance Company

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Disclosures

1 TruStage Life Insurance is offered by TruStage Insurance Agency, LLC and issued by CMFG Life Insurance Company. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union. LIFE-1112-C9B

2 Membership eligibility applies. All loans are subject to approval. Other restrictions may apply. FirstLight is an Equal Opportunity Lender.

3 All loans are subject to credit qualification and approval. Mortgage loans are available only on properties located in Texas and New Mexico. Certain fees and conditions apply. Membership eligibility requirements apply. Equal Housing Lender.