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Checking
Everyday money, made easy.

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Checking Accounts

Checking accounts to fit your needs

With our Simply Checking or Simply More Checking you receive:

  • No monthly service fee 1 2
  • VISA® Debit Card with Purchase Rewards
  • Access to over 100 local and nearly 30,000 nationwide no-fee ATMs 3
  • Access your account nationwide through any CO-OP, AFFN or NYCE networks.
  • 24/7 account access with telephone, online, and mobile banking services

Open an account

 

$50 incentive

 

Struggling with less-than-perfect credit or trouble opening a checking account?

When life happens, rebuilding your financial footing shouldn't be complicated. Our Fresh Start Spend Account gives you a safe, affordable way to manage your money while working toward a stronger financial future. Even sweeter, you can earn a $50.00 incentive! 4 Let's get you back on track and help you chase your goals.

Fresh Start features:

  • VISA® Debit Card
  • Access to over 100 local and nearly 30,000 nationwide no-fee ATMs 3 (no check deposit)
  • Access your account nationwide through any CO-OP, AFFN or NYCE networks.
  • 24/7 account access with telephone, online, and mobile banking services
  • Track Finances with Finance Manager
  • "Lite Counselor" to help you navigate your new account and graduate to the next level
  • Free Financial Guidance and Services

To earn your $50 Graduation Credit, simply complete the 6-month program by setting up direct deposit, 5 enrolling in e-Statements 5 , and using your debit card to make at least 10 purchases 5 . You'll also need to complete financial literacy courses, maintain the $20 monthly fee for six consecutive months, and avoid overdrafts, NSF fees, and returned checks. Once all requirements are met over the 6-month period, your $50 reward is yours!

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We make applying for a loan fast, simple, and stress-free.

apply for a loan  8

apply for a mortgage loan 9

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Disclosures

1 No Minimum balance fee on a Simply Checking Account.

2 A $5.00 monthly fee is applied on a Simply More Checking Account, when the minimum balance falls below $2,500.

3 No fee ATMs include CO-OP Network only

4 Membership eligibility requirements apply. Fresh Start Spend Account has a $20 monthly service fee until graduation requirements are met. Not all accounts earn the graduation credit, refer to Fresh Start Spend Account disclosure for details. Contact us for the full disclosure. Data rates may apply for use of additional account services. Federally insured by NCUA. Must meet requirement within 6 months in order to qualify for $50 graduation credit.

5 Must meet requirement within 6 months in order to qualify for $50 graduation credit.

6 Membership eligibility requirements apply. Fresh Start Spend Account has a $20 monthly service fee until graduation requirements are met. Not all accounts earn the graduation credit, refer to Fresh Start Spend Account disclosure for details. Contact us for the full disclosure. Data rates may apply for use of additional account services. Federally insured by NCUA. Must meet requirement within 6 months in order to qualify for $50 graduation credit

7 $5.00 monthly fee is applied when checking account falls below minimum balance of $2,500.

8 Membership eligibility applies. All loans are subject to approval. Other restrictions may apply. FirstLight is an Equal Opportunity Lender.

9 All loans are subject to credit qualification and approval. Mortgage loans are available only on properties located in Texas and New Mexico. Certain fees and conditions apply. Membership eligibility requirements apply. Equal Housing Lender.