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Unlock Your Home’s Potential with a Home Equity Loan 1
Tap into your home’s equity to fund major expenses, consolidate debt, or make improvements — all with a fixed-rate Home Equity Loan from FirstLight.

Our local lending team offers personalized guidance, competitive rates, and quick decisions to help you make the most of your home's value.

Home Equity Loans

 

Max loan amount of 80% of your home's appraised value

Why Choose a FirstLight Home Equity Loan?

  • Fixed rates and predictable monthly payments
  • Flexible loan amounts to meet your needs
  • Use the funds for home improvements, debt consolidation, or other major expenses
  • Local, personalized service you can trust

Turn your home's equity into opportunity.  Talk to a mortgage loan officer today and see how FirstLight can help you reach your financial goals.

Request a free consultation

Let us help you

We make applying easy

We make applying for a loan fast, simple, and stress-free.

apply for a loan  2

apply for a mortgage loan 3

Need to become a member?

We’re more than a financial institution—committed to the communities we serve.

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Have questions?

We're part of your community—and always happy to help.

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Disclosures

1 All loans are subject to credit qualification and approval. Mortgage loans are available only on properties located in Texas and New Mexico. Certain fees and conditions apply. Membership eligibility requirements apply. Equal Housing Lender.

2 Membership eligibility applies. All loans are subject to approval. Other restrictions may apply. FirstLight is an Equal Opportunity Lender.

3 All loans are subject to credit qualification and approval. Mortgage loans are available only on properties located in Texas and New Mexico. Certain fees and conditions apply. Membership eligibility requirements apply. Equal Housing Lender.