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Personal Loans

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Upcoming life events, home improvement needs, unexpected expenses, or a last-minute vacation?

We’ve got you covered!

Regardless of what your reason is for needing some extra cash, we understand, life happens! With low interest rates and flexible repayment terms, FirstLight can help you find the right loan for you. FirstLight Federal Credit Union has the right options and the friendly service you deserve.

You can use a personal loan for many needs!

  • Weddings
  • Quinceañeras
  • Sweet 16
  • Home Improvement
  • Vacation
  • Credit Rebuilder
  • Car Repairs
  • Debt Consolidation
  • Cosmetic
  • Or any other need!

Event Financial Planning Resources

We know that any big event or celebration can incldue serious conversations about budget and what make sense financially. 

Please let us help! Below we have custom created for you budget planners to help you saty on track for your special occasions. When your are ready, you can even share this budget planner with on our of friendly loan officer to help you get your loan applciation started. 

Click on the below to download your event financial planner.

Thinking of revamping your home? Apply for our Home Improvement loan today!

What To Expect When Applying:

Step 1: See if you qualify with no impact to your credit by clicking the link below. Apply for a personal loan, line of credit, or credit card in less than 5 minutes, via the link or calling us at 915-564-3225.

Apply Now!

Step 2: A lending sales specialist will contact you to review your loan application and request any additional information or documentation. (Proof of income may be required.)
Step 3: If approved, your lending sales specialist will go over the loan terms with you and discuss any additional products and services.
Step 4: Your loan will be assigned to our Loan Processing Team, who will work with you to collect any additional stipulations and documents required to fund your loan. These documents can easily be submitted via text, or email. Loan documents will also be sent through DocuSign for your convenience. Please keep in mind that all required documents must be received before your loan can be funded.

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*For in-branch closings, please contact us at 915-225-0584, currently by appointment only.

Learn About Using Credit

Disclosure: All loans are subject to approval. Other conditions apply. Rates and terms based on credit qualification and subject to change. FirstLight is an Equal Opportunity Lender.

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