There are a lot of scams out there. Do you know what to look out for? Here’s some information for you with some recommendations on how to protect your online accounts and personal information.

FirstLight Federal Credit Union will NEVER call, text or email you asking for any personal information, PIN number, answers to security questions, or the unique number on the back of your credit or debit card. Should you receive or have responded to a call, text, or email requesting this information, please call FirstLight IMMEDIATELY with the phone number or email from which it came and the content of the message. You can reach us at  at 1.800.351.1670.

To reduce the risk of your or your business’s online security being breached, we recommend the following:

• Use caution when receiving unsolicited calls, texts or emails including those coming from someone you know, if the content seems suspicious. When you receive any of these messages, don’t click on any links or download any attachments.
• Constantly monitor your online accounts for suspicious activity
• Change your password and PIN numbers periodically and make them complex enough that it would be difficult for someone to guess. Avoid using your date of birth, mother’s name, address, etc.
• If you have a commercial or business account, we recommend you do all of the above safeguarding measures, but also limit access and administrative rights to employees whenever possible.

The Internet represents an insecure channel for exchanging information leading to a high risk of intrusion or fraud, such as phishing, online viruses, trojans, worms and more.  Click below for a training designed to assist you and all members of your family in making wise decisions when it comes to Internet usage.  Enter the password: homecourse and click Submit.

Don’t get Hooked by Phishing!

"Phishing" is when attackers send malicious emails designed to trick people into falling for a scam. Typically, the intent is to get users to reveal finacial information, system credentials or other sensitive data. In today's world, these attacks are common. Protect yourself by knowing the dangers of phishing and what you can do to prevent an information breach.

• Federal Trade Commission Safety Tips
• Avoid ID Theft
• FAQs on ID Theft

Our cell phone numbers are being used increasingly by information brokers as the window to personal information that’s kept by nearly all corporations, financial institutions, and, yes, social media networks. Make sure you protect yourself against mobile attacks.

• Smart Phone Security

Social Media Security

Scammers can hide behind phony profiles on social media. They can take over an account or join a virtual community you trust to encourage you to trust them. But you can make it harder for scammers to target you:

• Review your social media privacy settings and limit what you share publicly.
• Before you buy based on an ad or post, check out the company. Type its name in a search engine with words like or "scam" or "complaint."
• If someone appears on your social media and rushes you to start a friendship or romance, slow down. Read about romance scams.
• If you get a message from a friend about a grant or financial relief, call them. Did they really send that message? If not, their account may have been hacked. Check it out before you act.

Remember that FirstLight will NEVER call, text, or email you asking for any of your personal account information. If you have responded to any of these scam phone calls, text messages, or emails, please call FirstLight immediately.